Your health insurance personal account or app. Whichever health insurance plan you have, that insurer has a consumer facing account website. by signing up for access, you can often see claims records, coverage limits, premium payment records, and explanations of...
Not long ago, when people first enrolled in Medicare at age 65, they usually chose to have a Medicare Supplement F plan. The F plan provided complete coverage, with no out of pocket costs. But the F plan is no longer available to those new to Medicare as of January 1,...
Unless you have a Guaranteed Issue or Special Enrollment, a Medicare Supplement plan is subject to health underwriting. What this means in plain terms is, the insurer is going to decide whether they think you are a good risk. Here is what is normally involved. Health...
Even though we highly encourage you enroll in a Medicare Part D plan for prescription drug coverage, that plan may not always provide the best pricing. Let’s take a look at how prescription drug pricing works. Medication Tier. Each medication falls under a...
Last week we discussed whether you should keep group insurance after Age 65. This week, Mistake #3: Not planning for or appealing IRMAA, the Income related medicare adjustment amount. Most of you know that Medicare collects a premium of $148.50 per month. This amount...
