Avoid Common Medicare Mistakes

Avoid Common Medicare Mistakes

Medicare has been our national health insurance plan for those over age 65, since 1964. Compared to individual health insurance or even group coverage, it is excellent coverage. But you must take an active role in managing your coverage. In the next few weeks, we will...
New To Medicare Discount

New To Medicare Discount

Right now, one of our most popular Medicare Supplement plans is offering $25 off your monthly premium for the first year. If you are turning 65 this year or, leaving group coverage and just now enrolling in Medicare, your G plan could be as low as $104 per month, when...
California Birthday Rule

California Birthday Rule

One of the most helpful tools for us to help you with your existing Medicare Supplement is the California Birthday Rule. Simply put, this allows us to change your current Medicare Supplement policy to another Medicare Supplement without any health underwriting. Health...
When Group Coverage Ends

When Group Coverage Ends

The current economy has led many to consider retirement a little sooner than they had planned. If you are already over age 65, your retirement is going to include some complicated health insurance options. When you turned age 65, you were enrolled in Medicare Part A....

ID CARDS

Please be certain you have your health insurance ID cards. For those of you on traditional medicare, you should have 3 cards: Your medicare supplement card, your prescription drug plan card, and your new medicare card, the one with a new number, not your SS number. If...

While the office is closed…

CALL US, Please leave a message. Whenever possible, we will be available by phone. We use an online phone system, so the messages can be picked up anywhere. We are doing our best to help you make sure you have what you need during this time. At every insurance...
Misleading Ads

Misleading Ads

Misleading “Medicare” ads. Have you seen a lot of ads for Medicare lately, mentioning new benefits and free reviews? There have been thousands of TV commercials lately, that appear to be from Medicare. They are NOT. most of these ads are what are called...

Lock In Period

So Many Changes The last three months brought a lot of changes to health insurance. We want to thank every one of you for your patience dealing with plan changes and re-enrollment. We are now in whats considered a lock in period. that means, the plan you have should...

Take a Mulligan?

My father taught me to golf when I was a teen. When I didn’t connect well on a tee shot, he would ask if I wanted to take a Mulligan. I had no idea what that meant at first, but most golfers know it as a “Do-Over,” a second chance at that stroke. Dad would only allow...

Medicare.gov Part D Tool

Medicare made a lot of significant changes to their Drug Plan Comparison tool. Some of the changes are great improvements, while others will make it much harder for all of us to choose the right Part D prescription drug plan. It will be much easier for us to help you...