News & Updates
My father taught me to golf when I was a teen. When I didn’t connect well on a tee shot, he would ask if I wanted to take a Mulligan. I had no idea what that meant at first, but most golfers know it as a “Do-Over,” a second chance at that stroke. Dad would only allow...
News & Updates
Medicare made a lot of significant changes to their Drug Plan Comparison tool. Some of the changes are great improvements, while others will make it much harder for all of us to choose the right Part D prescription drug plan. It will be much easier for us to help you...
News & Updates
Good News for our Under 65 clients. We expect most plans to stay in the market for next year, with somewhat reasonable rate increases. right now, we know the state average will be about 8% increase, we are waiting on the Riverside county rates which will be released...
News & Updates
It is only Spring, but insurers are already making big changes to their Medicare plans for next year. Medicare has allowed insurers to offer new benefits in 2019 that are health-related. Some of these benefits will likely be, grocery shopping, home delivery of...
News & Updates
Insurers are very cautious about taking on risk. They only issue policies where they believe there is a reasonable chance of collecting more in premium than they will pay out in benefit. For health insurance such as Medicare supplements, the insurer will determine the...
News & Updates
Insurance is all about risk. Risk transference means paying someone else (an insurer) to bear the risk of property or monetary loss. The more risk you transfer to an insurer, the more they will charge you. Take the Medicare Supplement F plan for example. Many consider...
